Whether it’s your first time having Delta Dental of New Mexico dental insurance or you’ve been a member for decades, knowing how to check your dental benefits is an important step in maintaining a healthy smile.
In this guide, we’ll walk you through the steps to view your dental benefits online.
Dental benefits defined
Dental benefits encompass the dental procedures, treatments, or services that are fully or partially covered under your dental insurance plan. Knowing your dental benefits can help you with your dental care budget. It can also help you see which dental care services are covered and which aren’t. This can help prevent surprise charges after a dental visit.
How to check your Delta Dental of New Mexico benefits online
As a Delta Dental of New Mexico member, you have online access to all your plan information. If you haven’t created a subscriber account, this will be the first step in checking your dental benefits.
Create a Delta Dental of New Mexico subscriber account by clicking here: Create an Account.
Note: To create an account, you’ll need to provide your full name, member ID number, date of birth, and area code.
Once you have an active subscriber account, you can go online anytime to see your dental benefits by following the steps below:
1. Log into your member portal. The option to do this is typically found near the top right corner of the Delta Dental website.
2. Once you’re logged in, you will see the member dashboard. On the dashboard, you will be able to see information such as your plan’s name, group number, group name, plan type, and more.
3. Scroll down to see your dental benefit information. This is located under the “My Benefits” section.
4. There you will be able to see information including your benefit period, your benefit year, and benefit levels. Benefit levels refer to the different types of services that are covered by your plan, such as preventive services, basic services, emergency services, etc.
Additionally, you have access to the network(s) available under your plan, deductibles used and remaining amounts, maximums used and remaining amounts, and the number of cleaning visits available.
By following these steps and taking an active role in understanding your dental benefits, you can pave the way toward optimal oral health and a brighter smile.