Insurance terms like PPO and COB are enough to make Americans say OMG. 96% of Americans fail to correctly define 4 basic health benefit definitions. And ironically, the 4 terms—deductible, co-insurance, co-pay and out-of-pocket maximum—all impact consumer cost. … [Read more...]
Children’s Dental Coverage: Subject to Change?
Potential changes in pediatric dental coverage for 2017 could have an impact on children’s oral health. … [Read more...]
Covering Your Adopted Child
Adoption is a special time for both the child and the parents. But as any new parent knows, there’s a lot of paperwork that goes into the process. And adding your child to your health and dental plan is no exception. … [Read more...]
3 Questions to Ask This Open Enrollment Period
Open enrollment. It’s the term buzzing around your HR department this time of year. But what does it mean? And how does it affect you as an employee? … [Read more...]
Do You Need to Coordinate Your Benefits?
Does your family have more than one dental plan? Do you have 2 jobs that both provide dental benefits? Or are you insured by a second dental plan? If you answered yes to any of the questions above, then Delta Dental will coordinate your benefits when you file a claim for … [Read more...]